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公司名稱:金卓財務

個人向公司借款的雷區,你知道哪幾個?

發表時間:2019-02-23 發表作者:金卓會計

  現在企業對員工是非常的好的,比如說員工福利,獎金,或者說在員工有困難的時候借款給員工,因為借款的用途不同,所以需要注意的事項也是不同的,比如說個人向企業借款用于購房購車等,在這件事情中有些事情是需要我們注意的,一旦不注意會牽扯到借款不清等問題,那么接下來小編就為大家介紹個人向公司借款的雷區,你知道哪幾個?

  GERENXIANGBENQIYEJIEKUAN,SHEJIGERENSUODESHUIDEZHENGCEZHUYAOYOU《CAIZHENGBU、GUOJIASHUIWUZONGJUGUANYUGUIFANGERENTOUZIZHEGERENSUODESHUIZHENGSHOUGUANLIDETONGZHI》(CAISHUI〔2003〕158HAO)、《CAIZHENGBU、GUOJIASHUIWUZONGJUGUANYUQIYEWEIGERENGOUMAIFANGWUHUOQITACAICHANZHENGSHOUGERENSUODESHUIWENTIDEPIFU》(CAISHUI〔2008〕83HAO),ZHENGCEDEZHUYAONEIRONGSHI:QIYEJIEGEIBENQIYEXIANGGUANLIANGERENDEJIEKUAN,ZAIGUIDINGDESHIJIANNEI(NIANDUZHONGLEHOUHUOCHAOGUOYINIAN)WEIGUIHUAN,YEWEIYONGYUBENQIYESHENGCHANJINGYINGHUODONGDE,YINGDANGYIFAFENBIEANZHAODUIYINGDEXIANGMU(LIXI、GUXI、HONGLISUODE;GETIGONGSHANGHUDESHENGCHAN、JINGYINGSUODE;GONGZI、XINJINSUODE)JIAONAGERENSUODESHUI。

  ZHENGCESHIYONGYINGZHUYIYIXIAJIGEFENGXIANDIAN:

  YISHINASHUIZHUTIWEIYUJIEKUANQIYEXIANGGUANLIANDEBENQIYEDEGEREN,BAOKUOTOUZIZHE(ZIRANRENGUDONG)、TOUZIZHEJIATINGCHENGYUAN、QIYEQITARENYUAN;

  ERSHIPANDINGSHIXIANWEINASHUINIANDUZHONGLEHOUHUOCHAOGUOYINIAN;

巴登彩票开户   SANSHISHIFOUWEIYONGYUQIYESHENGCHANJINGYING。

巴登彩票开户   YI、NASHUIZHUTIFANWEIDEQUEDING

巴登彩票开户   YINGZHENGGERENSUODESHUIDEFANWEIBAOKUO:GERENDUZIQIYE、HEHUOQIYEDEGERENTOUZIZHEHUOQIJIATINGCHENGYUANXIANGBEITOUZIQIYEJIEKUANDE;QITAQIYEDEGERENTOUZIZHEHUOQIJIATINGCHENGYUANXIANGBEITOUZIQIYEJIEKUANDE;RENZHI、SHOUGUDEQIYERENYUANXIANGRENZHI、SHOUGUQIYEJIEKUANDESANLEI。YEJIUSHISHUO,DUIQIYEDEGUANLIANRENYUANZHENGSHUI,FEIGUANLIANRENYUANBUZHENGSHUI。

  LIRU,2017NIAN4YUE,JIAGONGSITOUZIRENLIMOUYIGERENMINGYIGOUMAISHANGPU,GONGSIWEILIMOUZHIFUSHOUFUKUAN650WANYUAN,JIRUQITAYINGSHOUKUANKEMU;ZAIQIYEGUANLIFEIYONGZHONGLIEZHILIMOUGOUFANGSUOZHIFUDEYINHUASHUI、QISHUI、ZONGHEBAOXIANFEIDENG90WANYUAN;ZHIFUGOUFANGANJIEBENXI50WANYUAN,HEJI790WANYUAN。NIANDUZHONGLEWEIGUIHUAN。GAIGONGSIRENWEI,GAIFANGCHANYONGYUGONGSIJINGYING,QIEYIDIAOZENGGONGSIGUDINGZICHAN,DIAOJIANQITAYINGSHOUKUAN,GULIMOUBUYINGJIAONAGERENSUODESHUI。DANSHUIWUJIGUANRENWEI,LIMOUSHIGONGSITOUZIREN,GONGSIWEILIMOUGOUFANGZHIFUXIANGGUANFEIYONG,QIEGAIFANGCHANDECHANQUANRENWEILIMOU,LIMOUYINGANGUXI、HONGLISUODEJIAONAGERENSUODESHUI158WANYUAN(790×20%)。

  XUYAOTEBIEZHUYIDESHI,DUIQIYEYUANGONGXIANGQIYEJIEKUANZHENGSHUI,ZHIXIANYUJIEKUANYONGYUGOUMAIFANGWUJIQITACAICHAN,JIANGSUOYOUQUANDENGJIWEIYUANGONGGERENQIEJIEKUANNIANDUZHONGLEHOUWEIGUIHUANJIEKUANDEQINGXING,CHUCIZHIWAIDEQITAJIEKUANXINGWEISHIFOUZHENGSHUIBINGWUMINGQUEGUIDING。HUANJUHUASHUO,RUGUOQIYECHUJIEDEZIJINWEIYONGYUGOUMAISHANGSHUZICHANHUOCAICHANSUOYOUQUANWEIDENGJIDAOGERENMINGXIA,BUSHIYONGSHANGSHUZHENGCE。

  ER、NASHUINIANDUZHONGLEDELIJIE

巴登彩票开户   SHIWUZHONG,DUIYUNIANDUZHONGLEWEIGUIHUANJIEKUANDESHIJIANJIEDIANWENTI,GEDIZHIXINGBUYI。YOUDEANJIEKUANMANYINIAN(JI12GEYUE)JISUAN,CHAOGUO12GEYUEBUGUIHUAN,JIUZHENGGERENSUODESHUI;YOUDEZESHIYI12YUE31RIWEIGUIHUANJIEXIAN,QUEDINGSHIFOUZHENGSHUI。WEICI,NASHUIRENYAOBAWOHAOSHIJIANJIEDIAN,ANDANGDIDEJUTIGUIDINGZHIXING。

  LIRU,MOUFANGDICHANGONGSIDETOUZIZHESUNMOU2017NIAN7YUE1RICONGGONGSIJIEKUAN870WANYUAN,ZAINASHUINIANDUZHONGLEMOJIWEIGUIHUAN,YEWEIYONGYUSHENGCHANJINGYING。SHUIWUJIGUANZELINGQIBUJIAO“LIXI、GUXI、HONGLI”GERENSUODESHUIBINGDUIQICHUYIFAKUAN。GAIGONGSIRENWEI,“GAINASHUINIANDUZHONGLEHOU”BINGMEIYOUMINGQUEJUTIDESHIXIAN,GUDONGSUNMOUZAINASHUIJIANCHASHIYIGUIHUANQIJIEKUAN,GUBUYINGZHENGSHUI。SHUIWUJIGUANRENWEI,NASHUINIANDUSHIZIGONGLI1YUE1RIQIZHI12YUE31RIZHI,ZHIHOUXIANGGUANJIEKUANGUIHUANYUFOU,BUYINGZUOWEIXIANGGUANWEIFASHISHIDEPANDINGBIAOZHUN。

巴登彩票开户   ZHELIDEGUANJIANSHI,NIANDUZHONGLEHOUJIEDIAN(12YUE31RI)DEHELIJIEDING。BIRU,GEREN12YUE30RICONGQIYEJIEKUAN,12YUE31RIWEIGUIHUAN,ZHIJIELEYITIANRUGUOYEYAOZHENGSHOUGERENSUODESHUI,XIANRANBUHELI。《GUOJIASHUIWUZONGJUGUANYUYINFA<GERENSUODESHUIGUANLIBANFA>DETONGZHI》(GUOSHUIFA〔2005〕120HAO)DUISHIXIANJINXINGLEMINGQUE,JIDUIQIXIANCHAOGUOYINIANYOUWEIYONGYUQIYESHENGCHANJINGYINGDEJIEKUANYINGZHENGSHUI。GENJUGAIGUIDING,SHANGSHUSUNMOU2017NIAN7YUE1RICONGTOUZIQIYEQUDEJIEKUAN,RUGUO2018NIAN6YUE30RIQIANGUIHUAN,ZEBUYONGDAIKOUDAIJIAOGERENSUODESHUI。

巴登彩票开户   SAN、SHIFOUYONGYUQIYESHENGCHANJINGYING

巴登彩票开户   TOUZIZHEJIEKUANSHIYONGYUBENQIYESHENGCHANJINGYINGHUANSHIYONGYUQITAFANGMIAN,SHIWUZHONGPOYOUZHENGYI。YIBANLAISHUO,QIYECHUJIEGEIGERENZIJINWEISHOUQULIXI,YAOSHITONGXIAOSHOUJIAONAZENGZHISHUI。QIYECHUJIEZIJINSHOUQULIXI,WEIQIYEZHAIQUANXINGTOUZI,QUDELIXISHOURUJIAONAZENGZHISHUI、QIYESUODESHUI,SHUYUQIYEJINGYINGXINGWEI。ZHEYANG,QIYECHUJIEGEIGERENDEJIEKUAN,YONGYUQIYEJINGYING,BUZHENGSHOUGERENSUODESHUI。

巴登彩票开户   QITAYINGSHOUKUANYUYINGSHOUZHANGKUAN、YUFUZHANGKUANDENGYOUJIAODADEQUBIE,YINGSHOUZHANGKUAN、YUFUZHANGKUANDENGYUQIYEJINGYINGHUODONGXIANGGUAN,BIRU,QIYEDEZIJINSHIYONGYUGOUYUANCAILIAO,ZETONGGUOYUFUZHANGKUANHUOYINGFUZHANGKUANHESUAN;YONGYUTOUZIGOUMAIGUPIAO、GUQUAN,ZETONGGUOJIAOYIXINGJINRONGZICHAN、CHANGQIGUQUANTOUZIDENGKEMUHESUAN,QIYETOUZIHOUTONGGUOFENHONG、ZHUANRANGXINGSHIQUDESHOUYI,ZHEXIEZIJINJUNYONGYUQIYESHENGCHANJINGYING。ERQITAYINGSHOUKUANHESUANDESHIQIYEJINGYINGHUODONGYIWAIDEQITAGEZHONGYINGSHOU、ZANFUDEKUANXIANG,BINGBUBIRANYUBENQIYESHENGCHANJINGYINGHUODONGXIANGGUAN。

巴登彩票开户   LIRU,MOUGONGSI2017NIANDIWANGLAIZHANGZHONGYINGSHOUZHANGKUANKEMUWEI0,ERQITAYINGSHOUKUANKEMUDAFUZENGJIA,QIEWEIDALIANGZHENGBIZIJIN。YUANYINSHIGAIGONGSIFADINGDAIBIAORENZHANGMOUGERENXIANGGONGSIJIEKUAN960WANYUAN,CHAOGUONASHUINIANDURENGWEIGUIHUAN。GONGSICHENGQIJIEKUANSHIYONGYUBENQIYESHENGCHANJINGYING,DANJIMEIYOUJUTIDEYEWUZHIXIANG,YEMEIYOUXIANGGUANDEPINGJUZUOZHENG。SHIJISHANG,ZHANGMOUGERENCONGGONGSIJIEKUANHOU,YONGYUXINBANDELINGYIJIAGONGSIDEZHUCEZIBEN。ZHEZHONGQINGXINGYINGJIAONAGERENSUODESHUI。

  WEICI,JIEKUANSHIFOUYONGYUYUQIYESHENGCHANJINGYINGYOUGUANDEHUODONG,XUYAOZAIJIEKUANDANZHONGXIANGXIXIEMINGYONGYUQIYESHENGCHANJINGYINGHUODONGDEJUTIYEWU,HOUXUXIANGGUANJINGYINGHUODONGDEPINGJUYINGYUJIEKUANDANSUOLIEYONGTUXIANGFU;RUGUOJIEKUANZIYONG,HUOGOUMAIFANGWUJIQITACAICHANQIECHANQUANDENGJIZAIZIJIMINGXIA,ZEBUYINGCHAOGUOQIXIAN,FOUZEXUYAOJIAONAGERENSUODESHUI。

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